What does “bar bezahlen” mean, and why do Germans love cash?

Bar oder mit Karte? Bezahlen in Deutschland erklärt

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A2 German listening practice · Standard German · Picked for people who know a little

💡 Did you know?
bar bezahlen
verb phrase
To pay in cash, with coins and notes

Bar bezahlen means “to pay in cash,” handing over Münzen (coins) and Scheine (notes) instead of tapping a card. At almost any German checkout you’ll hear the question from the clip: “Bar oder mit Karte?” (“Cash or card?”). The adverb bar on its own already means “in cash,” so Ich zahle bar is “I’ll pay cash.”

Germany is famously cash-loving. A large share of everyday payments are still made in bar, and many Germans say it feels einfach, schnell (easy, fast) and more private, since the bank can’t see where the money goes. That’s why people keep Bargeld on them and why small bakeries, Kioske, and restaurants may still wave a card away. Ask “Kann ich mit Karte zahlen?” before you assume.

How common are the words?

How common are the words in this A2 German listening practice video?

92%
of words are in the top 2,000 most common German words
Most of the words in this video are common German words.

How common in written German

80.5%
Top 1,000
92%
Top 2,000
96.6%
Top 5,000

How common in spoken German

87%
Top 1,000
97.4%
Top 2,000
100%
Top 5,000
👄 Words for talking
This video uses words people often say in German.

Harder words in this video

These words are harder than A2. Here is what they mean.

ausgebe
1×
Not in top 5,000
kassiererin
2×
Not in top 5,000
cashier
kostengünstig
1×
Not in top 5,000
cost-effective, budget-friendly
bargeld
1×
Top 5,000
cash
münzen
1×
Top 5,000
coins

Source: wordfreq 3.1.1 (general) · SUBTLEX-DE 2011 (spoken). These numbers are close, not perfect.

★Where you hear this
  • ▸At any German Kasse (checkout) when the cashier asks “Bar oder mit Karte?”
  • ▸In small German Bäckereien, Kioske, and Imbiss stands that are often cash-only
  • ▸When splitting a restaurant bill: “Getrennt oder zusammen?”
  • ▸In German debates about privacy, Datenschutz, and going cashless
  • ▸At discount chains like Aldi and Lidl, which added card readers only fairly recently

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