Sind Deutsche wirklich so sparsam beim Geld?

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B2 German listening practice · German · Curated for upper-intermediate learners

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What does “sparsam” mean in German?

sparsam
adjective · German
“thrifty, frugal, careful with money”

Asked whether Germans really are so careful with money, the economist doesn’t dodge it: «beim Sparen sind wir Deutschen fast Weltmeister» (“when it comes to saving, we Germans are almost world champions”). The key word is sparsam, “thrifty, frugal,” from sparen (“to save”). Germany’s savings rate sits above 10 percent, and the stereotype of the careful German saver is built right into the language.

The word family is everywhere: das Sparschwein (piggy bank), das Sparbuch (savings book), der Sparfuchs (a bargain-hunting “saving fox”). Being called sparsam is usually a compliment, not an insult, though the clip’s twist is that all that caution can quietly lose value to inflation.

Vocabulary frequency

How common is the vocabulary in this B2 German listening practice listening practice?

94.3%
of words are in the top 2,000 most common German words
Based on this reel’s transcript, most of the vocabulary is high-frequency, everyday German.

General German frequency

89.8%
Top 1,000
94.3%
Top 2,000
98.3%
Top 5,000

Spoken German frequency

87.1%
Top 1,000
95.7%
Top 2,000
100%
Top 5,000

Words above this video’s level

Quick glosses for vocabulary that goes beyond this video’s B2 level.

avärs
Rare / outside top 5,000
(fragment)
cari
Rare / outside top 5,000
(fragment)
risikofreudig
Rare / outside top 5,000
adventurous or risk-loving
sparkonto
Rare / outside top 5,000
savings account
sparquote
Rare / outside top 5,000
savings rate

Source: wordfreq 3.1.1 (general) · SUBTLEX-DE 2011 (spoken). Buckets approximate; exact ranks not stored.

Where you’ll hear this
  • German money and finance explainers on Deutsche Welle and Finanztip.
  • The Swabian reputation for thrift (schwäbische Sparsamkeit), a national in-joke.
  • In any German household debate about the Sparbuch versus investing.
  • German consumer shows comparing prices down to the cent.

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